I had a call from a business owner this morning worried about the credit crunch and how he could not afford R997-00 for a mere seminar right now. (In response to yesterday's PetesWeekly about the CrashProof your Business seminar.)

"What can you tell me that I don't already know after 7 years in business?" he asked.

"How big is your overdraft?" I asked.

"R100,000," he said.

"Would you come to the seminar if I promised to put R26-90 into your bank account every day for the rest of your business life? That means that just one tactic I will share will save you R997-00 over just 37 days, including weekends. And that same tactic will save you R997-00 every 37 days for the rest of your life. Bear in mind that this is money that you are just wasting each day."

 "How can you do that?"

"I will show you why your bank charges so much interest on your overdraft, and why 99% of us let them get away with it. That means you waste R997-00 every 37 days. This is money that you are wasting right now because your banker knows a bit more about his money than you do..

The last time you negotiated with your banker he knew something that you didn't. That allowed him to charge you more than you should be paying. I will show how to fix that, and your banker will then happily cut your interest rate between 5% and 7%.

Of course, that's just one of a whole group of tactics that will save you money, secure your life assets, and make sure that the only person who can close your business is you."