Free course from Peter Carruthers

Personal guarantees: Help before and after you sign

What could that signature mean for your home, savings and financial future?

Learn a simple way to use ChatGPT to investigate a personal guarantee or surety, whether you are about to sign or signed years ago.

Get the free course: Enter your first name and email address. A system email will give you access in a few minutes.

What's Inside this course

6 Practical Lessons

  1. Instant intro: What to do if you're facing a request to sign a Personal Surety/Guarantee right now.

  2. Understand the danger. See how a business debt can become a personal commitment.

  3. Recognise the pressure. Understand why owners and spouses sign, and learn how to pause.

  4. Check before signing. Use a ready-to-copy ChatGPT prompt to investigate the wording.

  5. Review what you already signed. Gather the evidence and identify unanswered questions.

  6. Reduce your exposure. Explore alternatives and investigate reduction or release of existing guarantees.

You get written lessons, examples, prompts and a practical action plan. No previous AI experience required.

Understand what you are personally promising a creditor

I have spent 34 years discussing personal guarantees with business owners. This short course turns that experience into practical steps any business owner can use, in any situation you're facing which needs a signature.

It starts with an instant introduction for anyone facing a signature right now.

But, I assure you, that's for emergencies.

The six lessons distill the challenges faced by the 50,000 small business owners I have helped since 1992.

We use simple tools to help you understand contract wording and prepare questions. It cannot confirm enforceability, replace qualified local legal advice, or cancel a guarantee.

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Questions? peter@petercarruthers.com

© Peter Carruthers